Today’s workers face many financial demands including mortgage payments, saving for college, and helping to care for young children and aging parents. As a result, saving for retirement has fallen to the bottom of the priority list. In fact, many individuals don’t start saving until later in their career, losing out on many years of potential growth for their retirement savings. A federal match to 401(k) contributions for individuals age 35 and under would help many middle-class Americans get a jump start on saving for the retirement they expect and deserve.



